Dental Financing Options in Livingston, NJ
Cost shouldn’t come between you and a confident, healthy smile
Our Financial Options
CHERRY
Split your treatment into smaller, predictable payments with a quick application—ideal for spreading costs over time with a straightforward process. With a fast application and a soft credit check, you can view available options, choose a plan that fits your budget, and get started with care. You can apply in the office with our help or from your phone in just a few minutes.
CARECREDIT
CareCredit is a healthcare credit card that many dental and medical offices accept. If approved, you can use it to pay for treatment now and for future visits, and promotional financing may be available on qualifying purchases (terms vary and are subject to credit approval). You can apply online anytime, or we can help you at the front desk.
PROCEED FINANCE
Proceed Finance offers financing designed for more comprehensive treatment plans and larger cases that may benefit from longer terms and lower monthly payments. The application is quick, with a range of plan options for bigger treatment needs. We can text or email you a secure application link, or you can apply now using the button below.
Can I use insurance and financing together?
Yes. Many patients use insurance for the covered portion and financing for the remaining balance.
Does applying for financing affect my credit?
Some applications may start with a soft credit check to show options, and the lender may use a hard inquiry if you choose to move forward. Terms vary by lender and credit approval.
Do you accept PPO dental insurance?
We accept most PPO plans. Coverage and out-of-network benefits vary, and we’re happy to verify your benefits and estimate coverage before your visit.
How quickly can I get approved?
Many patients receive a decision within minutes, and we can help you apply in the office or send you a secure link to apply from your phone.
Disclosure
Financing options are offered through third-party lenders. All plans are subject to credit approval and lender terms. Options vary by amount financed and credit profile. Down payments may be required. Smile Perfection is not a lender and does not influence lender decisions. Promotional terms, if any, are provided by the lender and may change without notice.